Terms and Conditions

Please read these Terms and Conditions carefully before using the Saratoga Business Loans website. By accessing or using the site, you agree to be bound by these terms.

1. Role and Disclaimer

Saratoga Business Loans operates as an independent lead-generation service connecting prospective commercial borrowers with potential funding options. We are not a direct lender, bank, or financial institution.

Funding is subject to lender approval, eligibility, documentation, and terms. We do not guarantee loan approval, specific rates, or turnaround times. All credit decisions are made solely by the participating lenders.

2. Accuracy of Information

By submitting an inquiry, you represent that all information provided is accurate and pertains to a legitimate commercial enterprise. Misrepresentation of business status or financials may result in immediate disqualification by lending partners.

3. Commercial Use Only

The services described on this site are intended exclusively for commercial and business purposes. No consumer or personal loans are offered or facilitated through this platform.

4. Limitation of Liability

Saratoga Business Loans shall not be held liable for any damages arising out of your use of the website or your engagements with third-party lenders. We make no warranties regarding the outcome of any funding inquiry.

5. Modifications

We reserve the right to modify or replace these terms at any time. Your continued use of the website following any changes constitutes acceptance of the new terms.